Best Buy Credit Card Review: Activate, Login, Register & Pay

The Best Buy credit card has become a popular choice for consumers who frequently shop at the electronics retail giant.


With its attractive rewards program and exclusive financing options, it’s no wonder that many customers are drawn to this card. In this article, we will take a closer look at the Best Buy credit card and its online portal for cardholders, found at, to help you determine if this card is the right fit for you.

Guide to the Best Buy Credit Card Online Portal

Below we have reviewed few details about the the Best Buy credit card and also including details on how to activate your Best Buy card, how to register and login to your account and also how to make payments to your Best Buy card.

Best Buy Credit Card Overview

The Best Buy credit card is issued by Citibank and offers two main types of cards: the My Best Buy Credit Card and the My Best Buy Visa Card. Both cards come with no annual fee and provide cardholders with the opportunity to earn rewards on their purchases. The My Best Buy Credit Card is a store card that can only be used at Best Buy, while the My Best Buy Visa Card can be used anywhere Visa is accepted.

Rewards Program

The Best Buy credit card rewards program allows cardholders to earn points on their purchases. For every dollar spent at Best Buy or, cardholders earn 5% back in rewards (or 6% back for Elite Plus members). Additionally, My Best Buy Visa Card users can earn 2% back in rewards on dining and grocery purchases, and 1% back on all other purchases.


Exclusive Financing Options

One of the key benefits of the Best Buy credit card is the exclusive financing options available to cardholders. Depending on the purchase amount, cardholders can choose between 6, 12, 18, or 24-month financing options with no interest if the balance is paid in full within the promotional period.

Security and Customer Support

The Best Buy credit card online portal employs advanced security measures to protect cardholders’ personal information. Additionally, customer support is available 24/7 through the website or by phone to assist with any questions or concerns.

Online Portal for Cardholders

The online portal for Best Buy credit cardholders, found at, offers a user-friendly interface for managing your account. Through the portal, cardholders can:

– View account balance and transaction history
– Make payments and set up autopay
– Redeem rewards and view rewards history
– Update personal information and account preferences
– Access exclusive cardholder offers and promotions

How to Activate Your Best Buy Card at the Best Buy Account Online Website?

Step 1: Visit the activation website
Go to to begin the activation process.

Step 2: Enter your card information
You will need to provide your new Best Buy credit card number, the card’s expiration date, and the security code found on the back of the card.

Step 3: Provide personal information
To verify your identity, you will need to enter your name, Social Security number, and date of birth.


Step 4: Confirm activation
Review the information you’ve entered and click “Submit” to complete the activation process. You should receive a confirmation message indicating that your card has been successfully activated.

Registering & Logging into Your Best Buy Credit Card Account 

Step 1: Visit the online portal
Go to to access the Best Buy credit card online portal.

Step 2: Register for an account
If you’re a first-time user, click on “Register Your Card” to create an account. You will need to provide your card number, name as it appears on the card, security code, and the last four digits of your Social Security number.

Step 3: Create a User ID and password
Choose a unique User ID and a strong password to secure your account. You may also be asked to set up security questions for added protection.

Step 4: Log in to your account
Once you’ve registered, use your User ID and password to log in to the online portal and access your account information.


Making Payments Online, by Phone, or by Mail

Online Payments:
1. Log in to your account at
2. Navigate to the “Payments” section.
3. Choose between making a one-time payment or setting up autopay.
4. Enter your payment information, including your bank account number and routing number.
5. Confirm the payment amount and date, then submit your payment.

Phone Payments:
Call the customer service number on the back of your Best Buy credit card and follow the automated prompts to make a payment over the phone. You will need your card number and bank account information handy.

Mail Payments:
Send a check or money order, along with a copy of your billing statement, to the address provided below. Be sure to write your account number on the check or money order and allow plenty of time for your payment to be received and processed.

HSBC Group Credit Card Services
PO Box 49352
San Jose, CA 95161-9352

Advantages of Setting Up Online Autopay

Setting up autopay for your Best Buy credit card offers several benefits over making one-time payments

1. Convenience: Autopay eliminates the need to manually submit a payment each month, saving you time and effort.
2. Timeliness: With autopay, your payments will always be made on time, helping you avoid late fees and maintain a good payment history.
3. Customization: You can choose the payment amount (minimum payment, statement balance, or a custom amount) and the payment date that works best for you.
4. Peace of mind: Knowing that your payments are being made automatically can help reduce stress and ensure that you stay on top of your account.



The Best Buy credit card and its online portal for cardholders offer a range of benefits for frequent shoppers at the electronics retailer. With a generous rewards program, exclusive financing options, and a user-friendly online portal, this card may be an excellent choice for those looking to maximize their savings at Best Buy. However, it’s essential to carefully consider your spending habits and financial situation before applying for any credit card.