Capital One Activate Credit Card Activation Guide

Have you recently applied for a Capital One Platinum credit card and were approved? You might be thinking what now, and how do I activate my card? If you want to access your purchasing power as soon as you get the card you’ll need to activate your card right away

Below are the steps to activating your card and some other helpful tips and general information about your new Capital One credit card.

Just go to to get started today! Activate Card Guide + Capital One Credit Cards Review

Capital One Activate Card

There are a few different methods for activating your Platinum card for use depending on where you live!

If you live in the US, there are more options available for you. You can activate your Capital One card by calling 1 (800) 678-7820. Follow the automated prompts, you will need your card in hand to complete the process.

If you live in Canada, you will need to phone their customer service line. That line is 1 (800) 655-5646. You will also need your card in hand as they will ask for information on your card (the 16-digit numbers on the front of the card). Simply follow the prompts on the call.

Unfortunately, there appear to be no online option for Canadian users.

There is an online option for U.S. residents. Lucky for you, this process is probably the simplest way to activate your Capital One card! 

Step-by-Step Instructions for Activating Your Capital One Card

Step 1: Go to CapitalOne.con/Activate or where you will have two options, including Signing In & Activate for those that already have another Capital One card or Enroll & Activate for those who just received their first Capital One card. 

Alternatively, you can also visit


Step 2: If you already have an account with Capitol One online, this process will be even more straightforward. Click ‘Sign In & Activate‘.

Step 3: If you do not have an account, you can still go through this process. You will need to make an account. Click ‘Enroll & Activate‘, you may need your social security number as well. 

Step 4: Find your new card in the menu options.

Step 5: Use the 3-digit code on the back of your card to activate your account.

Note: If you select the Enroll button, you will have to set up your account before finishing the CapitalOne.con activation process.

Features of the Capital One Credit Card

You may have applied for your new card for several reasons – to earn points and cashback or rebuild your credit. There are several cards to pick when it comes to CapitalOne Bank and getting approved for one of the company’s credit cards is based on your credit score, so look at the options you would be qualified for before applying. 

Depending on which option you choose, there will be different benefits and features. Here are some of the card options you may find.

With their Secured Platinum Credit Card, you will need a minimum credit score of 580 to qualify. You can be eligible for a higher limit on your card if you make your first five monthly payments on time. This card is excellent for someone who has a lower credit score and is looking to build your credit back up.  

The Capital One SavorOne Cash Rewards card is great for anyone using their card for everyday purchases. You need a score of 670 to qualify. There is no annual fee with this option. You will earn 5% cashback on Uber Eats, 3% on dining and entertainment, 2% at grocery stores and 1% on all other purchases.

If you travel and want to earn bonus miles, the Venture Rewards card may be perfect for you. You will need a score of 670 to qualify for this card. You can get this card at no annual fee for the first year and only $95 annually afterward. Right now you can earn 50,000 bonus miles after spending $3,000 on purchases within the first three months from account opening. 

If none of these cards suit your needs you may want to consider something from the Capital One Spark line of cards, including Spark Cash Select, Spark Cash Plus, Spark Classic, Spark Miles Select, Spark Miles.

So, which card will you choose? Visit Capital One’s website to view all their cards and offers available to you!

Capital One Stores Cards

Capitol One offers a handful of store credit cards includes cards for Saks Fifth Avenue, Cabela’s, Pottery Barn, Menards, Walmart, West Elm and Williams and Sonoma. These cards offer personal and business lines of credit if own your own business. With each store card you’re able to earn various rewards such as cashback, coupons, discounts and reward bucks for the corresponding store.

Below is a list of official Capital One store credit cards that are available and their respective info sites for account login and more information.

  • Pottery Barn Key Rewards Visa –
  • Bass Pro Shops CLUB Card –
  • West Elm Key Rewards Visa –
  • Walmart Capital One Rewards Mastercard –
  • Williams Sonoma Key Rewards Visa –
  • Cabela’s CLUB Card –
  • Menards Big Card –
  • Saks Fifth Avenue Capital One Card –


About Capital One Bank

Capital One Credit Card logo

Capital One is one of the United States’ largest banks, with over 750 locations & more than 2,000 ATMs nationwide. This bank does business in 3 countries: the United States, Canada, & the UK. Capital One is not only one of the largest credit card companies in the US, but the company also offers auto loans and banking services.


Contact Information

  • 1-800-CAPITAL (1-800-227-4825) 
  • International: 1-804-934-2001
  • Online banking: 1-866-750-0873
  • Contact Online Support