How to Activate the Milestone Card + Milestone Credit Card FAQs


If you’re a proud new account holder of the Milestone credit card you’re probably wondering if you can use the card immediately after approval or if you will need to have it in hand for activation before being able to use it. In this guide we have discussed when you’ll be able to use your new card, how to activate your Milestone credit card, how to register for online access to manage your account and also provided some answers to common questions about the Milestone credit card.

Continue reading to learn all about using our card, how to activate it online at or by phone and much more about the Milestone credit card.


How to Activate Your Milestone Credit Card?


Activating your Milestone card is required before use and the activation process should be simple and will only take several minutes if you follow our step-by-step guide just below, however you’ll first need to wait to get our card in the mail.

You can either activate your card online or over the phone but per our experience we highly recommend using online activation since you’ll still be required to register for an online account even if you activate your card over the phone.


Activation Method 1: Online Activation

Like most credit cards, online activation of the Milestone card is clearly the best option. The reason being is that you can combine two tasks into one and quickly activate your card along with getting registered for the online portal, where you can manage all aspects of your new credit card account.


In order to activate your card you’ll need to visit

Once at this page just click “Register Your Account” and you’ll be brought to a page where you’ll need to enter your full card number, date of birth and social security number.

Once you have entered your details click “Continue to Next Step”.

On the next page you’ll be able to choose a username and password and submit the form. Once this is finished your Milestone card will be activated and you’ll be registered for online account management through the portal.


Activation Method 2: Phone Activation

If you prefer to activate your card over the phone you can call the number found on the sticker on the front of your card, the number on the back of your card or you can call 1-800- 305-0330.

Just follow the prompts and enter the requested information and the automated system will activate your card. In some cases you may need to speak to a live agent.

After your card is activated by phone you will still need to visit to register for online access to manage your new credit card account.


Milestone Credit Card Review + FAQs

The Milestone credit card was created to help those that have had difficulties with their credit history and have lower FICO scores. No matter the reasons, if you have a lower credit score and are looking to rebuild your credit, the Milestone card is likely a reasonable option for you to build back and prove your reliability by spending responsibly and making on-time payments each month.


What Retailers Accept the Milestone Card?

The Milestone credit card is accepted anywhere the Mastercard is accepted meaning you’ll be able to use the card at the majority of retailers.


What Are the Requirements for Getting the Milestone Credit Card?

The Milestone card is for those that have less than perfect credit and the only way to know if you qualify is to fill out the short pre-approval form at According to the issuer this pre-qualification form will have no impact on your credit score.


How High of a Limit Can I Get With the Milestone Credit Card?

The Milestone card comes with an initial spending limit of $300 and they do not offer further limit increases.


What is the Annual Fee on the Milestone Credit Card?

The Milestone card comes with the same annual fee as the Destiny and Indigo cards and is marketed to similar individuals. This annual fee is $75 for the first year and $99 in future years.


Does the Milestone Card Offer Rewards?

Unfortunately this card does not offer rewards and exists primarily for those looking to improve their credit and unable to qualify for most other unsecured credit cards.


Top Milestone Card Alternatives

Platinum Capital One Card – Great for those with slightly higher but still not the best credit scores. Low spending limit to start but potential for increase with on-time payments.

Destiny Credit Card – Great for those with low FICO scores. Very low spending limit. Annual fee applies.

Indigo Credit Card – Great for those with low FICO scores. Very low spending limit. Annual fee applies.



Once you’ve received your Milestone card in the mail, activation is quick and easy. While the Milestone card isn’t the best credit card since it is lacking rewards, comes with a low spending limit and a high annual fee for some individuals with low enough credit scores there aren’t many options. The Milestone card is a reasonable option for those having trouble getting approved for other cards and offers individuals a new opportunity to increase their credit score and prove their credit worthiness.